Four-bed on a main road with a long-standing family tenancy. Sold in eight days, kept on the list as a worked example.
Why this one is here
Kept on the list as a worked example rather than an opportunity. A four-bed with a sitting family tenancy at £1,250 went to best and final in eight days at £198,000.
What happened
Three offers inside a week, all from investors running the same numbers. A 7.5% yield with an existing tenant does not stay on the market, so being ready to move matters more than finding the listing first.
Run it with your own deposit and rate
The price and rent below are already this property’s. Change the deposit, the rate or the mortgage type and every figure updates.
This deal
Mortgage type
Gross yield7.58%
Stamp duty£11,360
Deposit£49,500
Monthly interest£668
Monthly cashflow£582
Total cash in£63,360
Cash-on-cash return11.02%
England & NI rates including the 5% additional-dwelling surcharge. Figures are an estimate, not tax advice.