Three-bed near the Royal Hospital with steady NHS tenant demand. Needs a kitchen before it lets at the figure shown.
Why this one
L7 has consistent demand from Royal Liverpool staff, and a three-bed at £115,000 leaves room for a refurbishment that actually moves the rent rather than just tidying the place up.
What we would watch
The kitchen is original and the £725 figure assumes it has been replaced. Hold back £6,000 to £8,000, and do not let a yield calculation run on rent the property cannot currently achieve.
Run it with your own deposit and rate
The price and rent below are already this property’s. Change the deposit, the rate or the mortgage type and every figure updates.
This deal
Mortgage type
Gross yield7.57%
Stamp duty£5,750
Deposit£28,750
Monthly interest£388
Monthly cashflow£337
Total cash in£37,000
Cash-on-cash return10.93%
England & NI rates including the 5% additional-dwelling surcharge. Figures are an estimate, not tax advice.